Can Drivers License Number Be Used for Identity Theft

Every two seconds
there is an
identity theft victim¹

About 1 in 5
notified breach victims take experienced identity fraud²

124 million hours
are spent by consumers resolving identity fraud¹

1

Have Control

Three options let you cull how much coverage you want.

2

Notice

Spot early signs of fraud with Dark Web Surveillance and Real-Time Identity Alerts.

3

Resolve

Fraud Resolutions Agents assist yous day or night if you experience identity theft.

• What is identity theft?

  

  Identity theft occurs when someone uses your personal information without your consent to commit fraud or other crime. Information including your appointment of birth, name, driver'south license, or Social Security number can be used to steal your identity.

• What are warning signs of identity theft?

  

  Some alert signs include household bills not beingness delivered, credit or loan applications existence denied, receiving statements for purchases you didn't brand, fraudulent transactions appearing on your accounts, your taxation return being declined, and small charges appearing on your credit card statements.

• How exercise I minimize the risk of ID theft?

  

  To minimize your risk of identity theft, don't share your personal data, create stiff passwords and use two-factor authentication, only sign on to secure Wi-Fi sites, update your social media settings to "private", set up up credit carte du jour and fiscal alerts, rail your credit score, and avoid using debit cards while shopping online.

• What should I do if my identity is stolen?

  

  If y'all go the victim of identity theft, place a fraud alert on your credit reports, freeze your credit, review your credit reports, contact the Federal Trade Commission, make a list of all stolen items and go along records, contact your creditors and key agencies, and alter your accounts passwords.

Disclosures

ProtectMyID^® Essential, ProtectMyID^® Deluxe and ProtectMyID^® Platinum are provided by Experian^®. To be eligible to enroll in either ProtectMyID Essential, ProtectMyID Palatial or ProtectMyID Platinum, you must be 18 years of historic period or older and a current AAA fellow member. A valid email address and access to the net is required for ProtectMyID Essential. Products subject to change or termination at any time without notice. Certain terms, conditions, and restrictions employ. Pricing subject to sales tax where applicable.

ProtectMyID^® Essential, ProtectMyID^® Deluxe and ProtectMyID^® Platinum are monitoring products designed to help you identify and resolve identity theft incidents. These products are provided in addition to any precautions you should reasonably be expected to take yourself, including protecting your business relationship numbers, passwords, social security number and other personally identifying data. ProtectMyID Essential, ProtectMyID Deluxe and ProtectMyID Platinum cannot stop, forbid, or guarantee protection against incidents of identity theft.

1) 2022 Identity Fraud Study, Javelin Strategy & Research

2) 2022 Javelin Identity Fraud Report

3) Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian indicates your credit risk level and is non used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Click hither to learn more about this.

VantageScore 3.0, with scores ranging from 300 to 850, is a user-friendly credit score model developed past the three major nationwide credit reporting agencies, Experian^®, TransUnion^®, and Equifax^®. VantageScore 3.0 is used by some but not all lenders. Higher scores stand for a greater likelihood that you'll pay back your debts then you are viewed equally being a lower credit risk to lenders. A lower score indicates to lenders that y'all may exist a college credit take chances.

There are iii different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the data in your credit file at the fourth dimension it is requested. Your credit file data tin vary from agency to agency because some lenders report your credit history to only one or ii of the agencies. So your credit scores tin can vary if the information they take on file for you is different. Since the data in your file tin change over fourth dimension, your credit scores also may be different from day-to-solar day. Unlike credit scoring models can too requite a dissimilar assessment of the credit risk (hazard of default) for the same consumer and aforementioned credit file.

There are different credit scoring models which may be used by lenders and insurers. Your lender may not use VantageScore 3.0, so don't be surprised if your lender gives you a score that's different from your VantageScore. (And your VantageScore three.0 may differ from your score under other types of VantageScores). But recollect that your associated risk level is often the same even if the number is not. For some consumers, yet, the risk assessment of VantageScore 3.0 could vary, sometimes substantially, from a lender's score. If the lender's score is lower than your VantageScore 3.0, it is possible that this difference can pb to college interest rates and sometimes credit deprival.

4) Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. The clarification herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
Review the Summary of Benefits: $10K Insurance and $1MM Insurance..

five) Kid monitoring includes up to 10 children under the historic period of xviii.

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Source: https://www.aaa.com/ExperianIDTheft/

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